My Experience – Buying a House at 19

Buying a House at 19

“Buying a house is kind of like catching a train, it’s probably going to get delayed.”

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At the beginning of 2019 I made the decision to invest in a renovation project, I was inspired by my parents who have bought and sold properties in the past. I had been feeling a bit useless and life was at a standstill working a full-time job just felt like I was living the same day repeatedly, I needed something to fulfil my goals and regain my energy. Although, I didn’t want to undertake this huge opportunity single-handed, so I came to an arrangement with my parents, this deal being that they would loan me the money to buy and renovate a property, with their help, they would get the entire loan back and any profit would be split between us dependent on different factors, such as:

  1. Time spent working on the house
  2. Work effort
  3. I contributed around 5% of the overall budget, therefore, my share of the profit will be considerably smaller

Fortunately, they were in the financial position to buy the house free of any kind of mortgage or loan for me which saved us a lot of time and hassle meaning that we could jump straight into house hunting. Regardless of my parents help, I made sure that the house was put in my name, I am so thankful for everything they’re doing it was such a big deal to me because it felt like the beginning of something positive in my life. We viewed multiple properties in our local area but none of them quite buttered our bread and we left most viewings feeling rather flat. This being said, it was a blessing in disguise as if it was not for these shortcomings, we never would have found this house

We went to view this house after seeing it online, it simply ticked all the boxes and going to view it was the icing on the cake. My dad in particular just loved everything about it, and so did I! We didn’t hang around, as soon as we finished, we were in the solicitor’s office putting in an offer. Sadly, this offer was at the top of our budget and got rejected, but it didn’t knock us, we wanted this house so badly that we dipped into the renovation budget to accommodate a slight rise in our offer which, thankfully, bagged us the house!

Since then, I have been in and out of the solicitor’s office. I honestly don’t like it, something about walking into a room of extremely wealthy, old people just feels daunting, like they’re totally judging me, and I can definitely feel it sitting in the waiting room. In the office isn’t much better either, I like my solicitor, she is friendly, of course she is (we are paying her…!) but she just talks with so many words that I have to pretend to understand, she could honestly be talking another language and I’d still sit and agree with her as if I was fluent! I’m glad to have my parents sat on either side of me, I hope they’re more clued up than me. One thing I did understand however, was that there was a discrepancy with the plans, which means we have a problem.

Whilst we waited for the sale to process, I decided to start up this blog. I thought that it could be a clever tool to track the progress we make, as I hope to do this again in the future, it would really benefit me to have something to look back on and help me to make better choices in the future. Adding to this, it’s a way to keep me entertained and most importantly, focused, while I haven’t got any jobs to do. It has been harder than I had thought it would be, keeping views and likes consistent and thinking of things to upload has been like a job in itself, not to mention that Instagram is a dog eat dog world, one minute I have 100 followers the next 90 and 80, and so it goes on! It’s hard to keep up sometimes, but overall, I enjoy it a lot. @huntersparkdesign

Hunter and Spark, Family Property Development since 2019

We were updated by the solicitor that they were resolving the issues with the plan and that it should not be much longer before the keys are in our hands, it’s annoying that we didn’t get them a week ago like we had first thought, I can tell my dad is eager to make a start, but as is life.

Aside from my blog, in the meantime I have been making budget plans, drawn some pictures, a spreadsheet timetable (currently with no jobs or times on it yet but I have the layout!) and looking at home inspo on Pinterest to get me prepared for the big day! I think that we will possibly be looking at another week before I can pick the keys up but that’s okay, good things come to those who wait, blah blah. As soon as those keys are in my hands, I’m going to be in there measuring it up and taking photos, I can’t bloody wait.

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Also, another thing I am buzzing about is that summer is almost here!!! 🙂

summer flowers

Photo by Skitterphoto on Pexels.com

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