My Experience – Buying a House at 19

Buying a House at 19

“Buying a house is kind of like catching a train, it’s probably going to get delayed.”

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At the beginning of 2019 I made the decision to invest in a renovation project, I was inspired by my parents who have bought and sold properties in the past. I had been feeling a bit useless and life was at a standstill working a full-time job just felt like I was living the same day repeatedly, I needed something to fulfil my goals and regain my energy. Although, I didn’t want to undertake this huge opportunity single-handed, so I came to an arrangement with my parents, this deal being that they would loan me the money to buy and renovate a property, with their help, they would get the entire loan back and any profit would be split between us dependent on different factors, such as:

  1. Time spent working on the house
  2. Work effort
  3. I contributed around 5% of the overall budget, therefore, my share of the profit will be considerably smaller

Fortunately, they were in the financial position to buy the house free of any kind of mortgage or loan for me which saved us a lot of time and hassle meaning that we could jump straight into house hunting. Regardless of my parents help, I made sure that the house was put in my name, I am so thankful for everything they’re doing it was such a big deal to me because it felt like the beginning of something positive in my life. We viewed multiple properties in our local area but none of them quite buttered our bread and we left most viewings feeling rather flat. This being said, it was a blessing in disguise as if it was not for these shortcomings, we never would have found this house

We went to view this house after seeing it online, it simply ticked all the boxes and going to view it was the icing on the cake. My dad in particular just loved everything about it, and so did I! We didn’t hang around, as soon as we finished, we were in the solicitor’s office putting in an offer. Sadly, this offer was at the top of our budget and got rejected, but it didn’t knock us, we wanted this house so badly that we dipped into the renovation budget to accommodate a slight rise in our offer which, thankfully, bagged us the house!

Since then, I have been in and out of the solicitor’s office. I honestly don’t like it, something about walking into a room of extremely wealthy, old people just feels daunting, like they’re totally judging me, and I can definitely feel it sitting in the waiting room. In the office isn’t much better either, I like my solicitor, she is friendly, of course she is (we are paying her…!) but she just talks with so many words that I have to pretend to understand, she could honestly be talking another language and I’d still sit and agree with her as if I was fluent! I’m glad to have my parents sat on either side of me, I hope they’re more clued up than me. One thing I did understand however, was that there was a discrepancy with the plans, which means we have a problem.

Whilst we waited for the sale to process, I decided to start up this blog. I thought that it could be a clever tool to track the progress we make, as I hope to do this again in the future, it would really benefit me to have something to look back on and help me to make better choices in the future. Adding to this, it’s a way to keep me entertained and most importantly, focused, while I haven’t got any jobs to do. It has been harder than I had thought it would be, keeping views and likes consistent and thinking of things to upload has been like a job in itself, not to mention that Instagram is a dog eat dog world, one minute I have 100 followers the next 90 and 80, and so it goes on! It’s hard to keep up sometimes, but overall, I enjoy it a lot. @huntersparkdesign

Hunter and Spark, Family Property Development since 2019

We were updated by the solicitor that they were resolving the issues with the plan and that it should not be much longer before the keys are in our hands, it’s annoying that we didn’t get them a week ago like we had first thought, I can tell my dad is eager to make a start, but as is life.

Aside from my blog, in the meantime I have been making budget plans, drawn some pictures, a spreadsheet timetable (currently with no jobs or times on it yet but I have the layout!) and looking at home inspo on Pinterest to get me prepared for the big day! I think that we will possibly be looking at another week before I can pick the keys up but that’s okay, good things come to those who wait, blah blah. As soon as those keys are in my hands, I’m going to be in there measuring it up and taking photos, I can’t bloody wait.

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Also, another thing I am buzzing about is that summer is almost here!!! 🙂

summer flowers

Photo by Skitterphoto on Pexels.com

Week 4 – Property & Final Blog

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I have decided to set a little challenge for myself this month, I have uploaded a blog per week for a month and this, as blog number 4, will be the last. Currently, I am really excited to begin this new project so it isn’t much of a challenge but more of a time killer until my parents and I can get into the house. When I upload this blog, we should have a 12 day count down to the day we get the keys! #happydays I do plan on keeping this blog updated throughout the renovation progress because I think it will make for an interesting little project.

So far, I have written about the structural changes we aim to make, our design views, budget, personal challenges and goals. In this final post for my blog challenge, I am going to share the pictures we have of the interior of the house taken by the estate agents and expand a little on the garden and lean-to on the back elevation of the house.

Garden

The garden at the back is definitely on the smaller side but it still a really good feature to have. It will probably remain mostly grass but we would like to replace those slabs with a nicer looking patio. The gate that is left ajar in the photo above leads into the neighbouring garden which as far as I’m aware holds a shared access. All in all, we will not be doing any extensive work on the back garden but definitely a bit of scrubbing up.

Looking at it from the other side you will see the back of the house.

Back-of-house

Our lean-to is a bit of a nuisance as it sits in the garden of the next house, but it is our property as the utility leads into it. We plan on bricking it up and having a little sky light in the roof of it, just build properly from what is already in place. I think that it is a very ugly addition to the back end of the house so let’s hope it’s easy to resolve.

We don’t have any concrete plans for the garden or lean-to at this moment, we will probably discuss them more once we have come up with a more conclusive plan for the other rooms. It is extremely difficult to draw up anything conclusive at this time as we don’t have access to the building and any plans that we have got lack substance due to missing measurements and such. Even since I wrote my first blog post we have changed our minds and developed our initial thoughts so this whole process is going to be interesting, especially with all the changes.

With the day of entry getting close now I am hoping to start coming up with a bit of a work schedule, possibly pulling together a small Gantt chart but I’m unsure as to how useful it will prove to be because we don’t exactly have time limits or goals to meet. I believe that it would be useful in terms of keeping us focussed and also would be a fun thing to do to track the progress each week.

Speaking with my dad, it seems that the first task will be to get in and measured and then from this, drawing up some actual plans for the building work, getting it all checked by the professionals and submitting these for approval. Although, if you were to ask my mum, she would tell you the first job is to give it a good old clean!

I have attached below the pictures of the interior from the estate agents page!

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